/* ══════════════════════════════════════════════════════════════
   JIREH ASESORES DE SEGUROS — Design System
   Paleta: Azul oscuro #003366 · Verde #66CC66 · Blanco #FFFFFF
   Tipografía: Montserrat (títulos) · Roboto (texto)
   Estructura de referencia: alternancia de bandas claras (fondo
   blanco / tinte verde-azulado) y bandas oscuras (héroe, asesor,
   preguntas frecuentes, contacto y footer).
   ══════════════════════════════════════════════════════════════ */

:root{
  --navy:        #003366;
  --navy-deep:   #001b38;
  --navy-black:  #000f22;
  --green:       #2FA84F;
  --green-bright:#66CC66;
  --green-dark:  #21813C;
  --green-light: #9BE29B;
  --white:       #FFFFFF;

  /* dark-section text */
  --gray:        #A9B7C9;
  --gray-dim:    #7488A0;
  --line:        rgba(255,255,255,0.10);
  --line-soft:   rgba(255,255,255,0.06);
  --glass:       rgba(255,255,255,0.04);
  --glass-strong:rgba(255,255,255,0.07);

  /* light-section text */
  --ink:         #0B2545;
  --body:        #5B6B7C;
  --body-soft:   #7C8CA0;
  --bg:          #FFFFFF;
  --bg-tint:     #EEF6F1;
  --bg-tint-2:   #E4F0EA;
  --card-line:   #E4E9EF;
  --card-shadow: 0 16px 40px -18px rgba(11,37,69,0.18);

  --gold:        var(--green); /* alias: acento de marca */

  --font-head: 'Montserrat', 'Inter', sans-serif;
  --font-body: 'Roboto', 'Inter', sans-serif;

  --container: 1220px;
  --radius: 2px;
  --radius-sm: 2px;
  --ease: cubic-bezier(.16,.84,.44,1);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; margin:0; padding:0; }
h1,h2,h3,h4{ font-family:var(--font-head); margin:0; font-weight:800; letter-spacing:-0.01em; }
p{ margin:0; }
button{ font-family:inherit; cursor:pointer; }
input,select,textarea{ font-family:inherit; }

.container{ max-width:var(--container); margin:0 auto; padding:0 24px; }

@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{ animation-duration:0.01ms !important; animation-iteration-count:1 !important; transition-duration:0.01ms !important; scroll-behavior:auto !important; }
}

/* ── Section rhythm ────────────────────────────────────────── */
section{ position:relative; padding:120px 0; }
@media (max-width:768px){ section{ padding:76px 0; } }

.label{
  display:inline-block;
  font-family:var(--font-head);
  font-size:12.5px;
  font-weight:700;
  letter-spacing:0.16em;
  text-transform:uppercase;
  color:var(--green);
  margin-bottom:14px;
}
.label-light{ color:var(--green-bright); }
.section-title{
  font-size:clamp(28px,4vw,42px);
  line-height:1.15;
  color:var(--ink);
}
.section-title.on-dark{ color:var(--white); }
.gold{ color:var(--green); }
.gold-light{ color:var(--green-bright); }

/* ══════════════════════════════════════════════════════════════
   LOADER
   ══════════════════════════════════════════════════════════════ */
#loader{
  position:fixed; inset:0; z-index:9999;
  display:flex; flex-direction:column; align-items:center; justify-content:center;
  gap:26px;
  background:radial-gradient(circle at 50% 40%, var(--navy) 0%, var(--navy-black) 78%);
  transition:opacity .7s var(--ease), visibility .7s var(--ease);
}
#loader.is-hidden{ opacity:0; visibility:hidden; pointer-events:none; }

.loader-bulb{
  position:relative;
  width:104px; height:104px;
  display:flex; align-items:center; justify-content:center;
}
.loader-bulb::before,
.loader-bulb::after{
  content:''; position:absolute; inset:0;
  border-radius:50%;
  border:2.5px solid transparent;
}
.loader-bulb::before{
  border-top-color:var(--green-bright);
  border-right-color:var(--green-bright);
  animation:spin 1.1s linear infinite;
}
.loader-bulb::after{
  inset:10px;
  border-bottom-color:rgba(102,204,102,0.35);
  animation:spin 1.6s linear infinite reverse;
}
.loader-bulb img{
  width:58px; height:auto; object-fit:contain;
  filter:drop-shadow(0 0 14px rgba(102,204,102,0.35));
  animation:pulse 1.8s ease-in-out infinite;
}
@keyframes spin{ to{ transform:rotate(360deg); } }
@keyframes pulse{ 0%,100%{ transform:scale(1); opacity:1; } 50%{ transform:scale(1.06); opacity:.85; } }

.loader-bar{
  width:180px; height:3px; border-radius:0;
  background:rgba(255,255,255,0.08);
  overflow:hidden;
}
.loader-bar-fill{
  width:0%; height:100%;
  background:linear-gradient(90deg, var(--green-dark), var(--green-bright));
  border-radius:0;
  animation:loaderfill 1.8s var(--ease) forwards;
}
@keyframes loaderfill{ to{ width:100%; } }

.loader-text{
  font-family:var(--font-head);
  font-size:12px; font-weight:600; letter-spacing:0.18em; text-transform:uppercase;
  color:var(--gray-dim);
}

/* ══════════════════════════════════════════════════════════════
   NAVBAR
   ══════════════════════════════════════════════════════════════ */
#navbar{
  position:fixed; top:0; left:0; right:0; z-index:900;
  padding:20px 0;
  background:var(--bg);
  border-bottom:1px solid var(--card-line);
  transition:padding .35s var(--ease), box-shadow .35s var(--ease);
}
#navbar.is-scrolled{
  padding:13px 0;
  box-shadow:0 10px 30px rgba(11,37,69,0.1);
}
.nav-inner{ display:flex; align-items:center; gap:32px; }

.nav-logo{ display:flex; align-items:center; gap:12px; margin-right:auto; }
.nav-logo-icon{
  width:42px; height:42px; flex:none;
  display:flex; align-items:center; justify-content:center;
}
.nav-logo-icon img{ width:100%; height:100%; object-fit:contain; }
.nav-logo-copy{ display:flex; flex-direction:column; line-height:1.1; }
.nav-logo-copy span:first-child{
  font-family:var(--font-head); font-weight:800; font-size:17px; letter-spacing:0.02em; color:var(--ink);
}
.nav-logo-copy span:last-child{
  font-size:9.5px; font-weight:600; letter-spacing:0.14em; text-transform:uppercase; color:var(--green);
}

.nav-links{ display:flex; align-items:center; gap:30px; }
.nav-links a{
  font-size:14px; font-weight:500; color:var(--body);
  position:relative; padding:4px 0;
  transition:color .25s;
}
.nav-links a::after{
  content:''; position:absolute; left:0; bottom:-2px; width:0; height:1.5px;
  background:var(--green); transition:width .3s var(--ease);
}
.nav-links a:hover{ color:var(--ink); }
.nav-links a:hover::after{ width:100%; }

.btn-gold{
  display:inline-flex; align-items:center; gap:10px;
  background:linear-gradient(135deg, var(--green-bright), var(--green-dark));
  color:var(--white);
  font-family:var(--font-head); font-weight:700; font-size:14.5px;
  padding:15px 30px; border-radius:2px; border:none;
  box-shadow:0 10px 26px -8px rgba(47,168,79,0.55);
  transition:transform .3s var(--ease), box-shadow .3s var(--ease), filter .3s;
  white-space:nowrap;
}
.btn-gold:hover{ transform:translateY(-2px); box-shadow:0 16px 34px -8px rgba(47,168,79,0.7); filter:brightness(1.05); }

.btn-outline{
  display:inline-flex; align-items:center; gap:10px;
  background:var(--glass);
  border:1px solid var(--line);
  color:var(--white);
  font-family:var(--font-head); font-weight:600; font-size:14.5px;
  padding:15px 28px; border-radius:2px;
  backdrop-filter:blur(6px);
  transition:background .3s, border-color .3s, transform .3s var(--ease);
}
.btn-outline:hover{ background:var(--glass-strong); border-color:rgba(255,255,255,0.22); transform:translateY(-2px); }

.btn-white{
  display:inline-flex; align-items:center; gap:10px;
  background:var(--white);
  color:var(--navy);
  font-family:var(--font-head); font-weight:700; font-size:14.5px;
  padding:16px 30px; border-radius:2px; border:none;
  box-shadow:0 14px 30px -12px rgba(0,0,0,0.4);
  transition:transform .3s var(--ease), box-shadow .3s var(--ease);
}
.btn-white:hover{ transform:translateY(-2px); box-shadow:0 18px 36px -12px rgba(0,0,0,0.5); }
.btn-white i{ transition:transform .3s var(--ease); }
.btn-white:hover i{ transform:translate(2px,-2px); }

.hamburger{
  display:none; flex-direction:column; gap:5px;
  width:38px; height:38px; align-items:center; justify-content:center;
  background:none; border:1px solid var(--card-line); border-radius:2px;
}
.hamburger span{ width:18px; height:1.5px; background:var(--ink); transition:.3s var(--ease); }
.hamburger.is-open span:nth-child(1){ transform:translateY(6.5px) rotate(45deg); }
.hamburger.is-open span:nth-child(2){ opacity:0; }
.hamburger.is-open span:nth-child(3){ transform:translateY(-6.5px) rotate(-45deg); }

#mob-menu{
  position:fixed; top:0; right:0; width:min(320px,84vw); height:100vh; z-index:950;
  background:rgba(0,15,34,0.98); backdrop-filter:blur(20px);
  border-left:1px solid var(--line);
  display:flex; flex-direction:column; gap:6px;
  padding:100px 30px 40px;
  transform:translateX(100%);
  transition:transform .45s var(--ease);
}
#mob-menu.is-open{ transform:translateX(0); }
#mob-menu a{
  font-family:var(--font-head); font-size:16px; font-weight:600; color:var(--white);
  padding:15px 4px; border-bottom:1px solid var(--line-soft);
}
#mob-menu a:last-child{ color:var(--green-bright); border-bottom:none; margin-top:10px; }

@media (max-width:920px){
  .nav-links{ display:none; }
  .nav-cta{ display:none; }
  .hamburger{ display:flex; }
}

/* ══════════════════════════════════════════════════════════════
   HERO (banda clara, foto a la derecha — estilo enterprise)
   ══════════════════════════════════════════════════════════════ */
#hero{
  position:relative;
  background:#EAF3FB;
  color:var(--ink);
  padding:192px 0 0;
  overflow:hidden;
}
@media (max-width:600px){ #hero{ padding-top:134px; } }

.hero-media{ position:absolute; inset:0; z-index:0; }
.hero-media img{
  position:absolute; top:0; right:0; height:100%; width:68%;
  object-fit:cover; object-position:78% center;
}
.hero-media-fade{
  position:absolute; inset:0;
  background:linear-gradient(90deg, #EAF3FB 0%, #EAF3FB 28%, rgba(234,243,251,0.82) 40%, rgba(234,243,251,0) 62%);
}
@media (max-width:900px){
  .hero-media{ position:relative; inset:auto; height:280px; margin:0 -24px; }
  .hero-media img{ position:static; width:100%; height:100%; object-position:70% center; }
  .hero-media-fade{ background:linear-gradient(180deg, rgba(234,243,251,0) 70%, #FFFFFF 100%); }
}

.hero-inner{
  position:relative; z-index:2;
  padding-bottom:150px;
}
@media (max-width:900px){ .hero-inner{ padding-bottom:72px; } }

.hero-content{ position:relative; max-width:640px; }

#hero .label{ font-size:13.5px; margin-bottom:18px; }

.hero-title{
  font-family:'Playfair Display', var(--font-head), serif;
  font-weight:800;
  font-size:clamp(38px,5.2vw,64px);
  line-height:1.16;
  letter-spacing:-0.01em;
  color:var(--navy);
  margin-bottom:26px;
}
.hero-title .line{
  display:block; overflow:hidden;
}
#hero-typewriter{ color:var(--green); }
.hero-title .line > span{
  display:inline-block;
  transform:translateY(100%);
  opacity:0;
}
.hero-title.is-revealed .line > span{
  animation:lineUp .85s var(--ease) forwards;
}
.hero-title.is-revealed .line:nth-child(1) > span{ animation-delay:.15s; }
.hero-title.is-revealed .line:nth-child(2) > span{ animation-delay:.32s; }
@keyframes lineUp{ to{ transform:translateY(0); opacity:1; } }

.hero-title .type-caret{
  display:inline-block; width:3px; margin-left:4px;
  background:var(--green); vertical-align:-0.12em;
  height:0.8em;
  opacity:0; animation:caretBlink 0.9s steps(1) infinite;
}
.hero-title.is-revealed .type-caret{ opacity:1; animation:caretBlink 0.9s steps(1) 1s infinite; }
@keyframes caretBlink{ 50%{ opacity:0; } }

.hero-sub{
  font-size:clamp(17.5px,1.8vw,20.5px);
  line-height:1.75;
  color:var(--body);
  max-width:560px;
  margin-bottom:38px;
  opacity:0; transform:translateY(14px);
  animation:fadeUp .7s var(--ease) .68s forwards;
}

.hero-cov-row{
  display:flex; flex-wrap:wrap; gap:18px;
  margin-bottom:42px;
  opacity:0; transform:translateY(14px);
  animation:fadeUp .7s var(--ease) .78s forwards;
}
.hero-cov{ display:flex; flex-direction:column; align-items:center; text-align:center; gap:12px; width:86px; }
.hero-cov-icon{
  flex:none; width:62px; height:62px; border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  background:rgba(0,51,102,0.07); border:1px solid rgba(0,51,102,0.14);
  color:var(--navy); font-size:21px;
}
.hero-cov span{ font-size:13px; font-weight:600; line-height:1.3; color:var(--body); }

.hero-ctas{
  opacity:0; transform:translateY(14px);
  animation:fadeUp .7s var(--ease) .9s forwards;
}
.hero-cta-btn{ border-radius:100px; padding:18px 34px; font-size:15.5px; }

@keyframes fadeUp{ to{ opacity:1; transform:translateY(0); } }

/* ══════════════════════════════════════════════════════════════
   FRANJA DE CONFIANZA — banda navy bajo el hero
   ══════════════════════════════════════════════════════════════ */
#hero-trust{ background:var(--navy-black); padding:0; }
.hero-trust-grid{
  display:grid; grid-template-columns:repeat(4,1fr);
  gap:1px; background:var(--line);
  border-top:1px solid var(--line); border-bottom:1px solid var(--line);
}
@media (max-width:900px){ .hero-trust-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:520px){ .hero-trust-grid{ grid-template-columns:1fr; } }
.hero-trust-item{
  display:flex; align-items:center; gap:14px;
  background:var(--navy-black);
  padding:26px 24px;
}
.hero-trust-item i{ flex:none; color:var(--green-bright); font-size:18px; }
.hero-trust-item span{ font-size:13.5px; font-weight:600; color:var(--white); line-height:1.4; }

/* ══════════════════════════════════════════════════════════════
   ASEGURADORAS — banda de confianza
   ══════════════════════════════════════════════════════════════ */
#aseguradoras{ background:var(--bg); }
.aseguradoras-hdr{ max-width:640px; margin:0 auto 40px; text-align:center; }
.aseguradoras-panel{
  border:1px solid var(--card-line); background:var(--white);
  box-shadow:var(--card-shadow);
  padding:8px;
}
.aseguradoras-img-wrap{ position:relative; }
.aseguradoras-panel img{ width:100%; height:auto; display:block; }
/* Tapa el logo rojo ajeno a JIREH que trae la imagen original, en las 3 franjas */
.aseg-cover{ position:absolute; pointer-events:none; }
.aseg-cover.c1{ left:94.3%; top:5.2%; width:5.1%; height:4.6%; background:#f6f6f6; }
.aseg-cover.c2{ left:94.3%; top:35.7%; width:5.1%; height:4.6%; background:#f1f1f1; }
.aseg-cover.c3{ left:94.3%; top:67.1%; width:5.1%; height:4.6%; background:#f0f0f0; }
.aseguradoras-note{ margin-top:18px; text-align:center; font-size:13.5px; color:var(--body-soft); }

/* ══════════════════════════════════════════════════════════════
   MARQUEE
   ══════════════════════════════════════════════════════════════ */
.marquee{
  position:relative; z-index:2;
  border-top:1px solid var(--line); border-bottom:1px solid var(--line);
  background:linear-gradient(90deg, var(--navy-deep), var(--navy) 50%, var(--navy-deep));
  padding:20px 0; overflow:hidden;
}
.marquee-inner{
  display:flex; align-items:center; gap:14px; width:max-content;
  animation:marqueeScroll 32s linear infinite;
}
.marquee-item{
  display:flex; align-items:center; gap:14px;
  font-family:var(--font-head); font-size:14px; font-weight:700;
  letter-spacing:0.08em; text-transform:uppercase; color:var(--gray);
  white-space:nowrap;
}
.marquee-item i{ color:var(--green-bright); font-size:11px; }
@keyframes marqueeScroll{ from{ transform:translateX(0);} to{ transform:translateX(-50%);} }

/* ══════════════════════════════════════════════════════════════
   REVEAL ON SCROLL
   ══════════════════════════════════════════════════════════════ */
.reveal{ opacity:0; transform:translateY(28px); transition:opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.is-visible{ opacity:1; transform:translateY(0); }
.reveal.d1{ transition-delay:.1s; }
.reveal.d2{ transition-delay:.2s; }
.reveal.d3{ transition-delay:.3s; }
.reveal.d4{ transition-delay:.4s; }

/* ══════════════════════════════════════════════════════════════
   COBERTURAS — grid de soluciones (banda blanca)
   ══════════════════════════════════════════════════════════════ */
#ambientes{ background:var(--bg); }
.ambientes-top{ max-width:640px; margin:0 auto 56px; text-align:center; }
.ambientes-top p{ margin-top:16px; font-size:15.5px; color:var(--body); line-height:1.75; }

.ambientes-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:26px; }
@media (max-width:980px){ .ambientes-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:640px){ .ambientes-grid{ grid-template-columns:1fr; } }

.amb-card{
  position:relative;
  background:var(--white);
  border:1px solid var(--card-line);
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--card-shadow);
  transition:transform .4s var(--ease), box-shadow .4s var(--ease);
}
.amb-card:hover{ transform:translateY(-6px); box-shadow:0 24px 50px -18px rgba(11,37,69,0.28); }
.amb-media{ position:relative; aspect-ratio:16/11; overflow:hidden; }
.amb-img{
  position:absolute; inset:0; width:100%; height:100%; object-fit:cover;
  transition:transform .7s var(--ease);
}
.amb-card:hover .amb-img{ transform:scale(1.08); }
.amb-icon-wrap{
  position:absolute; left:20px; bottom:-22px; z-index:2;
  width:46px; height:46px; border-radius:2px;
  display:flex; align-items:center; justify-content:center; font-size:18px;
  background:var(--white); color:var(--green);
  box-shadow:0 10px 22px -8px rgba(11,37,69,0.35);
}
.amb-body{ padding:34px 22px 26px; }
.amb-body h3{ font-size:18.5px; color:var(--ink); margin-bottom:8px; }
.amb-body p{ font-size:14px; line-height:1.65; color:var(--body); margin-bottom:16px; min-height:44px; }
.amb-link{
  display:inline-flex; align-items:center; gap:8px;
  font-family:var(--font-head); font-size:13.5px; font-weight:700; color:var(--green);
  transition:gap .25s var(--ease);
}
.amb-link i{ font-size:12px; transition:transform .3s var(--ease); }
.amb-card:hover .amb-link i{ transform:translateX(3px); }

/* ══════════════════════════════════════════════════════════════
   POR QUÉ JIREH — banda con tinte verde-azulado
   ══════════════════════════════════════════════════════════════ */
#why{ background:linear-gradient(180deg, var(--bg-tint) 0%, var(--bg-tint-2) 100%); text-align:center; }
.why-header{ max-width:680px; margin:0 auto 60px; }
.why-quote{ font-size:clamp(26px,3.4vw,38px); line-height:1.32; color:var(--ink); margin-top:10px; }
.why-quote em{ font-style:normal; color:var(--green); }
.why-sub{ font-size:15.5px; line-height:1.8; color:var(--body); margin-top:16px; }

.features-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:1px; background:var(--card-line); border:1px solid var(--card-line); border-radius:var(--radius); overflow:hidden; margin-bottom:48px; }
@media (max-width:980px){ .features-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:560px){ .features-grid{ grid-template-columns:1fr; } }

.f-card{
  position:relative;
  background:var(--white);
  padding:36px 26px;
  text-align:left;
  transition:background .35s;
}
.f-card:hover{ background:#FBFDFC; }
.f-icon{
  width:50px; height:50px; border-radius:2px;
  display:flex; align-items:center; justify-content:center;
  background:rgba(47,168,79,0.1); border:1px solid rgba(47,168,79,0.22);
  color:var(--green); font-size:19px; margin-bottom:20px;
}
.f-card h3{ font-size:16.5px; color:var(--ink); margin-bottom:9px; }
.f-card p{ font-size:14px; line-height:1.65; color:var(--body); }

/* ══════════════════════════════════════════════════════════════
   ASESOR — tarjeta oscura flotante (estilo "está contigo")
   ══════════════════════════════════════════════════════════════ */
#producto{ background:var(--bg-tint); padding-top:0; }
.advisor-panel{
  position:relative;
  background:linear-gradient(135deg, var(--navy) 0%, var(--navy-black) 100%);
  border-radius:2px;
  padding:64px;
  overflow:hidden;
  box-shadow:0 30px 70px -30px rgba(0,20,45,0.55);
  display:grid; grid-template-columns:1.05fr 0.95fr; gap:56px; align-items:center;
}
.advisor-panel::before{
  content:''; position:absolute; inset:0; opacity:0.15; pointer-events:none;
  background-image:radial-gradient(rgba(255,255,255,0.5) 1px, transparent 1px);
  background-size:26px 26px;
  mask-image:radial-gradient(ellipse at 20% 30%, black 0%, transparent 70%);
}
@media (max-width:940px){ .advisor-panel{ grid-template-columns:1fr; padding:44px 28px; gap:36px; } }

.producto-lead{ font-size:16px; line-height:1.8; color:var(--gray); margin-top:16px; margin-bottom:30px; max-width:480px; }

.feature-rows{ display:flex; flex-direction:column; gap:20px; margin-bottom:0; }
.f-row{ display:flex; gap:16px; align-items:flex-start; }
.f-row-icon{
  flex:none; width:40px; height:40px; border-radius:2px;
  display:flex; align-items:center; justify-content:center;
  background:rgba(102,204,102,0.14); border:1px solid rgba(102,204,102,0.28);
  color:var(--green-bright); font-size:15px;
}
.f-row h4{ font-size:15px; color:var(--white); margin-bottom:3px; }
.f-row p{ font-size:13.5px; line-height:1.6; color:var(--gray); }

.panel-scene{ position:relative; }
.advisor-card{
  position:relative; border-radius:2px; overflow:hidden;
  border:1px solid var(--line);
  box-shadow:0 30px 60px -20px rgba(0,0,0,0.6);
}
.advisor-card img{ width:100%; aspect-ratio:3/3.2; object-fit:cover; }
.advisor-card::after{
  content:''; position:absolute; inset:0;
  background:linear-gradient(0deg, rgba(0,15,34,0.92) 0%, rgba(0,15,34,0.1) 40%, transparent 65%);
}
.advisor-info{ position:absolute; left:0; right:0; bottom:0; z-index:2; padding:24px; }
.advisor-info h4{ font-family:var(--font-head); font-size:17px; color:var(--white); margin-bottom:3px; }
.advisor-info span{ font-size:12px; color:var(--green-bright); font-weight:600; letter-spacing:0.03em; }

.p-badge{
  position:absolute; z-index:3; display:flex; align-items:center; gap:9px;
  background:rgba(0,15,34,0.88); border:1px solid var(--line);
  backdrop-filter:blur(10px);
  padding:11px 17px; border-radius:2px;
  font-family:var(--font-head); font-size:12px; font-weight:600; color:var(--white);
  box-shadow:0 14px 30px rgba(0,0,0,0.35);
}
.pb-tl{ top:18px; left:18px; }
.pb-br{ bottom:18px; right:-10px; }
.p-badge-dot{ width:7px; height:7px; border-radius:50%; background:var(--green-bright); animation:dotPulse 2s infinite; }
@keyframes dotPulse{ 0%{ box-shadow:0 0 0 0 rgba(102,204,102,0.55);} 70%{ box-shadow:0 0 0 9px rgba(102,204,102,0);} 100%{ box-shadow:0 0 0 0 rgba(102,204,102,0);} }
@media (max-width:600px){ .pb-br{ right:8px; bottom:-10px; } }

/* ══════════════════════════════════════════════════════════════
   ASEGURADORAS (banda blanca)
   ══════════════════════════════════════════════════════════════ */
#aseguradoras{ background:var(--bg); }
.aseguradoras-hdr{ text-align:center; max-width:600px; margin:0 auto 56px; }
.aseguradoras-hdr p{ margin-top:14px; font-size:15px; color:var(--body); }
.aseguradoras-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
@media (max-width:920px){ .aseguradoras-grid{ grid-template-columns:repeat(3,1fr); } }
@media (max-width:560px){ .aseguradoras-grid{ grid-template-columns:repeat(2,1fr); } }
.aseg-card{
  text-align:center; padding:34px 16px; border-radius:var(--radius);
  background:var(--white); border:1px solid var(--card-line); box-shadow:var(--card-shadow);
  transition:transform .35s var(--ease), box-shadow .35s;
}
.aseg-card:hover{ transform:translateY(-5px); box-shadow:0 20px 40px -16px rgba(11,37,69,0.25); }
.aseg-icon{ font-size:26px; color:var(--green); margin-bottom:16px; }
.aseg-card h3{ font-size:14px; font-weight:600; color:var(--ink); line-height:1.4; }

/* ══════════════════════════════════════════════════════════════
   PREGUNTAS FRECUENTES (banda oscura)
   ══════════════════════════════════════════════════════════════ */
#faq{ background:var(--navy-black); }
.faq-hdr{ text-align:center; max-width:600px; margin:0 auto 56px; }
.faq-wrap{ max-width:960px; margin:0 auto; }
.faq-list{ display:grid; grid-template-columns:1fr 1fr; gap:14px; }
@media (max-width:640px){ .faq-list{ grid-template-columns:1fr; } }
.faq-item{
  background:var(--glass); border:1px solid var(--line); border-radius:var(--radius-sm);
  padding:20px 22px; cursor:pointer;
  transition:background .3s, border-color .3s;
}
.faq-item:hover{ background:var(--glass-strong); }
.faq-item.is-open{ border-color:rgba(102,204,102,0.35); background:var(--glass-strong); }
.faq-q{ display:flex; align-items:center; justify-content:space-between; gap:14px; }
.faq-q span{ font-size:14.5px; font-weight:600; color:var(--white); line-height:1.5; }
.faq-toggle{
  flex:none; width:26px; height:26px; border-radius:2px;
  display:flex; align-items:center; justify-content:center;
  background:rgba(255,255,255,0.08); color:var(--white); font-size:11px;
  transition:transform .3s var(--ease), background .3s;
}
.faq-item.is-open .faq-toggle{ transform:rotate(45deg); background:var(--green); color:var(--navy-black); }
.faq-a{
  max-height:0; overflow:hidden;
  transition:max-height .4s var(--ease), margin-top .4s var(--ease);
  font-size:13.5px; line-height:1.7; color:var(--gray);
}
.faq-item.is-open .faq-a{ max-height:200px; margin-top:14px; }

/* ══════════════════════════════════════════════════════════════
   PROCESO (banda blanca)
   ══════════════════════════════════════════════════════════════ */
#proceso{ background:var(--bg); }
.proceso-header{ max-width:600px; margin:0 auto 60px; text-align:center; }
.proceso-header .label{ display:block; }
.proceso-header p{ margin-top:16px; font-size:15.5px; color:var(--body); line-height:1.8; }
.proceso-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:1px; background:var(--card-line); border:1px solid var(--card-line); border-radius:var(--radius); overflow:hidden; }
@media (max-width:900px){ .proceso-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:560px){ .proceso-grid{ grid-template-columns:1fr; } }
.proceso-step{ background:var(--white); padding:38px 30px; transition:background .3s; }
.proceso-step:hover{ background:var(--bg-tint); }
.step-number{ font-family:var(--font-head); font-size:12.5px; font-weight:700; color:var(--green); letter-spacing:0.1em; margin-bottom:16px; }
.proceso-step h3{ font-size:17.5px; color:var(--ink); margin-bottom:10px; }
.proceso-step p{ font-size:14px; line-height:1.7; color:var(--body); }

/* ══════════════════════════════════════════════════════════════
   SECTORES (banda con tinte)
   ══════════════════════════════════════════════════════════════ */
#sectores{ background:var(--bg-tint); }
.sectores-hdr{ text-align:center; max-width:600px; margin:0 auto 56px; }
.sectores-hdr p{ margin-top:14px; font-size:15px; color:var(--body); }
.sectores-grid{ display:grid; grid-template-columns:repeat(5,1fr); gap:18px; }
@media (max-width:920px){ .sectores-grid{ grid-template-columns:repeat(3,1fr); } }
@media (max-width:560px){ .sectores-grid{ grid-template-columns:repeat(2,1fr); } }
.sector-card{
  text-align:center; padding:34px 16px; border-radius:var(--radius);
  background:var(--white); border:1px solid var(--card-line); box-shadow:var(--card-shadow);
  transition:transform .35s var(--ease), box-shadow .35s;
}
.sector-card:hover{ transform:translateY(-5px); box-shadow:0 20px 40px -16px rgba(11,37,69,0.25); }
.sector-icon{ font-size:26px; color:var(--green); margin-bottom:16px; }
.sector-card h3{ font-size:14px; font-weight:600; color:var(--ink); line-height:1.4; }

/* ══════════════════════════════════════════════════════════════
   CONTACTO (banda oscura)
   ══════════════════════════════════════════════════════════════ */
#contacto{ background:var(--navy-black); }
.contact-hdr{ text-align:center; max-width:600px; margin:0 auto 56px; }
.contact-hdr p{ margin-top:14px; font-size:15.5px; color:var(--gray); }

.contact-box{
  display:grid; grid-template-columns:0.85fr 1.15fr; gap:0;
  border-radius:2px; overflow:hidden; border:1px solid var(--line);
}
@media (max-width:900px){ .contact-box{ grid-template-columns:1fr; } }

.contact-info{
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
  padding:52px 44px;
}
.contact-info h3{ font-size:22px; color:var(--white); margin-bottom:10px; }
.ci-sub{ font-size:14.5px; color:rgba(255,255,255,0.75); line-height:1.7; margin-bottom:36px; }
.ci-list{ display:flex; flex-direction:column; gap:26px; }
.ci-item{ display:flex; gap:16px; align-items:flex-start; }
.ci-icon{
  flex:none; width:44px; height:44px; border-radius:2px;
  display:flex; align-items:center; justify-content:center;
  background:rgba(102,204,102,0.16); border:1px solid rgba(102,204,102,0.3);
  color:var(--green-bright); font-size:16px;
}
.ci-body h4{ font-family:var(--font-head); font-size:14.5px; color:var(--white); margin-bottom:4px; }
.ci-body p{ font-size:14px; color:rgba(255,255,255,0.75); line-height:1.6; }
.ci-body a{ transition:color .25s; }
.ci-body a:hover{ color:var(--green-bright); }
.ci-wa-link{ display:inline-block; margin-top:6px; font-size:13.5px; font-weight:600; color:var(--green-bright); }

.contact-form-wrap{ background:var(--glass); padding:52px 44px; }
.contact-form-wrap h3{ font-size:22px; color:var(--white); margin-bottom:26px; }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
@media (max-width:560px){ .form-row{ grid-template-columns:1fr; } }
.form-group{ margin-bottom:18px; }
.form-label{ display:block; font-size:13px; font-weight:600; color:var(--gray); margin-bottom:8px; }
.form-control{
  width:100%; padding:13px 16px; border-radius:2px;
  background:rgba(255,255,255,0.05); border:1px solid var(--line);
  color:var(--white); font-size:14.5px; outline:none;
  transition:border-color .25s, background .25s;
}
.form-control::placeholder{ color:var(--gray-dim); }
.form-control:focus{ border-color:var(--green-bright); background:rgba(255,255,255,0.07); }
select.form-control{ cursor:pointer; }
select.form-control option{ background:var(--navy-black); color:var(--white); }

.form-submit{
  width:100%; display:flex; align-items:center; justify-content:center; gap:10px;
  background:linear-gradient(135deg, var(--green-bright), var(--green-dark));
  color:var(--white); font-family:var(--font-head); font-weight:700; font-size:15px;
  padding:16px; border:none; border-radius:2px;
  box-shadow:0 12px 26px -8px rgba(47,168,79,0.5);
  transition:transform .3s var(--ease), box-shadow .3s;
}
.form-submit:hover{ transform:translateY(-2px); box-shadow:0 16px 32px -8px rgba(47,168,79,0.65); }
.form-note{ text-align:center; font-size:12.5px; color:var(--gray-dim); margin-top:14px; }

/* ══════════════════════════════════════════════════════════════
   FOOTER — banda CTA + navegación enriquecida
   ══════════════════════════════════════════════════════════════ */
footer{ background:var(--navy-deep); border-top:1px solid var(--line); }

.footer-cta{
  padding:70px 0 56px; border-bottom:1px solid var(--line);
  display:flex; justify-content:space-between; align-items:flex-end; gap:32px; flex-wrap:wrap;
}
.footer-cta h2{ font-size:clamp(24px,3vw,34px); color:var(--white); line-height:1.25; max-width:520px; }
.footer-cta h2 span{ color:var(--green-bright); }
.footer-cta p{ font-size:14.5px; color:var(--gray); margin-top:12px; max-width:460px; }
.footer-cta-actions{ display:flex; flex-direction:column; gap:14px; align-items:flex-start; }
.footer-social-row{ display:flex; align-items:center; gap:10px; }
.footer-social-row span{ font-size:11.5px; letter-spacing:0.1em; text-transform:uppercase; color:var(--gray-dim); margin-right:4px; }

.footer-cols{ padding:56px 0; display:grid; grid-template-columns:repeat(4,1fr); gap:32px; border-bottom:1px solid var(--line); }
@media (max-width:860px){ .footer-cols{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:520px){ .footer-cols{ grid-template-columns:1fr; } }
.footer-col-title{
  display:flex; align-items:center; gap:8px;
  font-family:var(--font-head); font-size:11.5px; font-weight:700; letter-spacing:0.12em; text-transform:uppercase;
  color:var(--gray-dim); margin-bottom:18px;
}
.footer-col-title::before{ content:''; width:14px; height:1.5px; background:var(--green-bright); }
.footer-col ul{ display:flex; flex-direction:column; gap:12px; }
.footer-col a{ font-size:14px; color:var(--gray); transition:color .25s; }
.footer-col a:hover{ color:var(--white); }

.footer-bottom{ padding:26px 0; }
.footer-inner{ display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
.footer-logo{ display:flex; align-items:center; gap:10px; font-family:var(--font-head); font-weight:700; font-size:15px; color:var(--white); }
.footer-logo img{ height:30px; width:auto; object-fit:contain; }
.footer-copy{ font-size:13px; color:var(--gray-dim); }
.footer-socials{ display:flex; gap:12px; }
.footer-soc{
  width:38px; height:38px; border-radius:2px; display:flex; align-items:center; justify-content:center;
  background:var(--glass); border:1px solid var(--line); color:var(--gray);
  transition:.3s var(--ease);
}
.footer-soc:hover{ background:var(--green-bright); color:var(--navy-black); border-color:var(--green-bright); transform:translateY(-3px); }
@media (max-width:640px){ .footer-inner{ flex-direction:column; text-align:center; } }

/* ══════════════════════════════════════════════════════════════
   FLOATING WHATSAPP
   ══════════════════════════════════════════════════════════════ */
.wa-btn{
  position:fixed; bottom:26px; right:26px; z-index:500;
  width:60px; height:60px; border-radius:50%;
  background:linear-gradient(135deg, #25D366, #1DA851);
  display:flex; align-items:center; justify-content:center;
  color:var(--white); font-size:27px;
  box-shadow:0 14px 30px -8px rgba(37,211,102,0.6);
  animation:waPulse 2.6s ease-in-out infinite;
  transition:transform .3s var(--ease);
}
.wa-btn:hover{ transform:scale(1.08); }
@keyframes waPulse{ 0%,100%{ box-shadow:0 14px 30px -8px rgba(37,211,102,0.6);} 50%{ box-shadow:0 14px 40px -4px rgba(37,211,102,0.85);} }